Long-Term Disability Benefits for Chronic Fatigue Syndrome
Chronic fatigue syndrome (CFS) can be difficult to diagnose. Unlike other commonly disabling conditions such as cardiovascular disease and cancers, there is no definitive test or concrete symptoms that accurately identify a case of chronic fatigue.
The Impact of Chronic Fatigue Syndrome On Work Ability
People who suffer from severe chronic fatigue find it difficult to carry out regular daily tasks and often find it impossible to continue working at their jobs. The Canadian Clinical Case Definition of chronic fatigue syndrome, according to the Canadian Expert Consensus Panel, requires that the following three symptoms must be present in a CFS case:
• documented post-exertional malaise and fatigue;
• sleep disorders (unrefreshing sleep, poor sleep quality or rhythm disturbance); and
• pain including joint, neck, and muscle pain and headaches.
In addition to these three types of symptoms, a person with CFS must show two or more of the following neurological or cognitive dysfunctions;
• impairment of concentration and short-term memory consolidation;
• difficulty with information processing, categorizing and word retrieval;
• intermittent dyslexia;
• perceptual/sensory disturbances;
• disorientation; or
Finally, to qualify for a CFS diagnosis, a person must show at least one symptom of two of three categories: autonomic manifestation (vertigo, heart palpitations, extreme pallor, etc.), neuroendocrine manifestation (heat/cold intolerance, marked weight change, hypoglycemia, etc.) or immune manifestation (flu-like symptoms, development of new allergies, hypersensitivity to medicines or chemicals, etc.).
While these symptoms are uncomfortable, they also may put you in danger if you work in a fast-paced environment in dangerous conditions. For example, difficulty concentrating and confusion from CFS may cause you to suffer an accident while operating a forklift at your warehouse job.
CFS is not just a physically disabling condition. The struggle to overcome the conditions of CFS often leads to depression or combativeness. Therefore, CFS may be connected with other types of disabilities, such as chronic depression.
Overcoming the Difficulties in Filing for Long-Term Disability with CFS
Because there is no definitive test to diagnose chronic fatigue syndrome, doctors must rely on consistent evaluation and documentation of a patient’s symptoms to determine their condition accurately. A person believed to suffer from CFS must demonstrate the core three symptoms (pain, fatigue and sleep disorders), two or more cognitive dysfunctions, and two symptoms of an autonomic, neuroendocrine or immune manifestation. These symptoms must have been identified and persist for a period of at least six months before a CFS diagnosis is made.
The lack of standardized test methods combined with the complex set of symptoms and durations of suffering can make disability claims for CFS difficult to confirm. To file a successful claim for long-term disability benefits related to chronic fatigue syndrome, a good medical history and evidence of treatment and evaluation by medical professionals will help build a strong case for eligibility.
Help Is Available for Your Long-Term Disability Benefits Claim
Preszler Disability Law has been helping Ontario residents assess their eligibility for long-term disability benefits and fight for their rightful payments. Insurance companies are often reluctant to pay what their policy terms state – our firm is here to make sure they honor the terms of your long-term disability coverage. Call us today at 1-800-JUSTICE® for help with your claim. And remember, there is a never a fee unless we recover money for you.